2019 Board of Directors


Michelle Harm






Michelle Harm, MBA, RICP®
Chapter: Michigan

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Vice President

Dawn Wolfgram, CLF®
Principal Financial Group
Chapter: St. Louis

Scheppele Pam




Pamela ScheppeleCLU, ChFC, RICP
Thompson-Hamel, LLC
Chapter: Member-at-Large

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Immediate Past President

Angela Ribuffo
Raion Financial Strategies LLC
Chapter: Alaska


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Education Director
Colleen Bell

Cambridge Investment Research, Inc.
Chapter: Member-at-Large

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Chapters Director

Darlene Flagg
National Life Group
Chapter: Dallas/Fort Worth

Carrie Sayre Update

Membership Director
Carrie D. Sayre

National Life Group
Chapter: Dallas/Fort Worth



National Office Staff

Executive Director - Holly Cargill-Cramer
Deputy Executive Director - Kelly Cartwright
Marketing and Communications - Amanda Kwiecien

Member Services - Cassandra Booth
Conference and Events - Mary Rogan

National Office Contact information:
136 Everett Road
Albany, New York 12205

The Immediate Past President Chairs the Nominating Committee and oversees the annual selection process. The call for nominations opens each February. Every August, the Committee presents a Slate of Officers for the upcoming term to the membership. Elections take place during the Annual Business meeting at each National Conference. 

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For more than 80 years, WIFS has been committed to attracting, developing and advancing women in the insurance and financial services profession. Members, partners, exhibitors and sponsors benefit from connection and mutual respect for professional development and education-focused interaction rather than career opportunity promotion.